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Lagos
Sao Goncalo de Lagos | Algarve

The Legacy of

Villa Living

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Marcela Propriedades
Marcela Propriedades
Presented At
€695,000
Bedrooms
4
Bathrooms
3
Living
2,422
SQM
Fireplace
Office
Washer Dryer
Laundry Room
High Ceiling
Stone Countertops
Air Conditioning
Gas Stovetop
Garage
Garden
Parking
Terrace
Outdoor Living Space
Pool
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Lagos, Algarve, Sao Goncalo de Lagos, Algarve, Portugal. , Sao Goncalo de Lagos , Algarve

SINGLE LEVEL 4 BEDROOM VILLA WITH POOL FOR SALE IN SARGAÇAL

Situated in the charming village of Sargaçal, this immaculate single level 4 bedroom villa with pool , offers all the delights of rural living yet is only 5 minutes drive to the delights of Lagos city.
The villa comprises an entrance hall leading to a bright and spacious livingroom with sliding doors leading out to the pool area, a fireplace with wood burner and also a dining area.
The hall also leads to a fully fitted kitchen with outside access as well as an adjacent laundry/pantry.
The villa has 4 bright bedrooms each with cupboard space. The master bedroom is en-suite with a walk in shower and the other bedrooms share 2 bathrooms.
The villa benefits from a gas central heating system throughout the house supplied by a private 1000l litres tank.
There are air conditioners throughout the property as well as double glazing and outside shutters.
The villa has a beautiful heated pool with a shaded seating area as well as a seperate covered area for bbq and al fresco dining. There is an automatic irrigation system for the entire garden.
There is a full sized garage with electric door as well as a separate double carport with one covered space.
The property is in excellent condition having recently been repainted and most of the electrical appliances were also recently replaced.
This property would be ideal as a permanent home or equally as a holiday home.

Plot 616m2
Construction 225m2

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REF: C3959

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Lagos
Sao Goncalo de Lagos | Algarve

3D Street View Tour

Map showing Lagos, Algarve, Sao Goncalo de Lagos, Algarve, Portugal.

Property Location

Lagos, Algarve, Sao Goncalo de Lagos, Algarve, Portugal., Sao Goncalo de Lagos Algarve

Local Weather & Climate

Sao Goncalo de Lagos, Algarve

Current Conditions Updated recently
53 °F
Clear sky
Feels Like 52°F
Humidity 85%
Wind 7 mph
Visibility 6.2 mi
Sunrise 6:50 AM
Sunset 6:38 PM
5-Day Forecast
Thu 12 Mar
Clear
High 64°
Low 53°
Fri 13 Mar
Clear
High 65°
Low 53°
Sat 14 Mar
Clouds
High 59°
Low 55°
Sun 15 Mar
Clear
High 63°
Low 46°
Mon 16 Mar
Clear
High 64°
Low 51°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Sao Goncalo de Lagos?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Portugal)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Sao Goncalo de Lagos. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $69,500,000 20% down ($13,900,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$5,972
$5,972/day
Your home may appreciate while you sleep
$41,920/week $181,652/mo $2,179,823/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$38.2M
vs
OWN 📈 +$54.2M
$54.2M Potential Equity
vs $38.2M lost to rent over 10 years
$13.9M Down Payment Growth
3.9x
10yr
$54.2M
8.1x
20yr
$112.3M
12.6x
30yr
$175.5M
Wealth Comparison
×418
Equivalent to 418 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $175.5M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $81.8M +18%
Market $94.6M +36%
Optimistic $109.2M +57%
$54.2M est. equity
20 Years
Conservative $96.4M +39%
Market $128.9M +85%
Optimistic $171.6M +147%
$112.3M est. equity
30 Years
Conservative $113.5M +63%
Market $175.5M +153%
Optimistic $269.7M +288%
$175.5M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Lagos, Algarve, Sao Goncalo de Lagos, Algarve, Portugal features 4 bedrooms and 3 bathrooms with 2,422 square feet of living space.
This property offers 2,422 square feet of living space.
This property is listed at $69,500,000, which equals $28695 per square foot.
Based on current market indicators, Sao Goncalo de Lagos shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Sao Goncalo de Lagos, Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.
Marcela Propriedades

Marcela Propriedades

Marcela Properties

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